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Under $500

Shop our Mattresses Under $500 Collection at Lowest Cost Mattress — where budget-friendly comfort meets quality sleep. Perfect for guest rooms, first apartments, or anyone looking for a great night’s rest without overspending.

Affordable Mattresses That Deliver
Our under-$500 mattresses are designed to provide reliable comfort, pressure relief, and support. Choose from memory foam, hybrid, and innerspring models that prove you don’t need to spend thousands to sleep well.

Sizes for Every Sleeper
Find options in twin, full, queen, and even king sizes — all priced under $500. Whether you’re shopping for kids, teens, or adults, these mattresses fit both your budget and your lifestyle. 

Trusted Brands at Lower Prices.
Enjoy savings on mattresses from Nectar, Ashley, Serta, and more. We bring you the same brands you know from retail stores, but at a fraction of the cost.

Fast Delivery & Flexible Payments.
Order today and get your new mattress shipped quickly to your door. With easy financing, you can bring home better sleep now and pay overtime — only at Lowest Cost Mattress.

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  • Save 25% Save %
    $300.00
    $300.00 - $300.00
    $300.00
    $225.00
    $225.00 - $225.00
    $225.00

    Tuft & Needle - Cal King 2-Inch Breathable, Supportive Adaptive Foam Mattress Topper, CertiPUR-US

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: GrayFeatures: Cozy cover: Feeling similar to our mattress; Our luxe knit cover is breathable and keeps your sheets ...

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    $300.00
    $300.00 - $300.00
    $300.00
    $225.00
    $225.00 - $225.00
    $225.00
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    $250.00
    $250.00 - $250.00
    $250.00
    $187.50
    $187.50 - $187.50
    $187.50

    Tuft & Needle - Full 2-Inch Breathable, Supportive Adaptive Foam Mattress Topper, CertiPUR-US

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: GrayFeatures: Cozy cover: Feeling similar to our mattress; Our luxe knit cover is breathable and keeps your sheets ...

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    $250.00
    $250.00 - $250.00
    $250.00
    $187.50
    $187.50 - $187.50
    $187.50
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  • Save 25% Save %
    $300.00
    $300.00 - $300.00
    $300.00
    $225.00
    $225.00 - $225.00
    $225.00

    Tuft & Needle - King 2-Inch Breathable, Supportive Adaptive Foam Mattress Topper, CertiPUR-US

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: GrayFeatures: Cozy cover: Feeling similar to our mattress; Our luxe knit cover is breathable and keeps your sheets ...

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    $300.00
    $300.00 - $300.00
    $300.00
    $225.00
    $225.00 - $225.00
    $225.00
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    $250.00
    $250.00 - $250.00
    $250.00
    $187.50
    $187.50 - $187.50
    $187.50

    Tuft & Needle - Queen 2-Inch Breathable, Supportive Adaptive Foam Mattress Topper, CertiPUR-US

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: GrayFeatures: Cozy cover: Feeling similar to our mattress; Our luxe knit cover is breathable and keeps your sheets ...

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    $250.00
    $250.00 - $250.00
    $250.00
    $187.50
    $187.50 - $187.50
    $187.50
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    $200.00
    $200.00 - $200.00
    $200.00
    $150.00
    $150.00 - $150.00
    $150.00

    Tuft & Needle - Twin 2-Inch Breathable, Supportive Adaptive Foam Mattress Topper, CertiPUR-US

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: GrayFeatures: Cozy cover: Feeling similar to our mattress; Our luxe knit cover is breathable and keeps your sheets ...

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    $200.00
    $200.00 - $200.00
    $200.00
    $150.00
    $150.00 - $150.00
    $150.00
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    $200.00
    $200.00 - $200.00
    $200.00
    $150.00
    $150.00 - $150.00
    $150.00

    Tuft & Needle - Twin XL 2-Inch Breathable, Supportive Adaptive Foam Mattress Topper, CertiPUR-US

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: GrayFeatures: Cozy cover: Feeling similar to our mattress; Our luxe knit cover is breathable and keeps your sheets ...

    View full details
    $200.00
    $200.00 - $200.00
    $200.00
    $150.00
    $150.00 - $150.00
    $150.00
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  • Sold out
    $0.00 - $0.00
    $0.00
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    $0.00

    TUFT & NEEDLE 2020 Mint Full Mattress - Extra Cooling Adaptive Foam with Ceramic Cooling Gel and Edge Support - Antimicrobial Protection Powered by HEIQ - CertiPUR-US - 100 Night Trial

    Tuft & Needle
    Out of stock

    Brand: Tuft & NeedleColor: GreyFeatures: Restful Comfort - We added a third layer, the Mint layer, to help reduce motion transfer and provide ...

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    $0.00 - $0.00
    $0.00
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    $0.00
    Sold out
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  • Sold out
    $0.00 - $0.00
    $0.00
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    $0.00

    TUFT & NEEDLE 2020 Mint King Mattress - Extra Cooling Adaptive Foam with Ceramic Cooling Gel and Edge Support - Antimicrobial Protection Powered by HEIQ - CertiPUR-US - 100 Night Trial

    Tuft & Needle
    Out of stock

    Brand: Tuft & NeedleColor: GreyFeatures: Restful Comfort - We added a third layer, the Mint layer, to help reduce motion transfer and provide ...

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    $0.00 - $0.00
    $0.00
    $0.00 - $0.00
    $0.00
    Sold out
    Buy Now
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    $110.00
    $110.00 - $110.00
    $110.00
    $82.50
    $82.50 - $82.50
    $82.50

    Tuft & Needle Cal King Mattress Protector - Waterproof, Liquid-Proof, Sleeps Quiet, Fitted Sheet Style, Soft and Comfortable

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: WhiteFeatures: Premium Protection - Waterproof, protects against spills, fluids, urine, accidents and more. Fits up...

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    $110.00
    $110.00 - $110.00
    $110.00
    $82.50
    $82.50 - $82.50
    $82.50
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    $90.00
    $90.00 - $90.00
    $90.00
    $67.50
    $67.50 - $67.50
    $67.50

    Tuft & Needle Full Mattress Protector - Waterproof, Liquid-Proof, Sleeps Quiet, Fitted Sheet Style, Soft and Comfortable

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: WhiteFeatures: Premium Protection - Waterproof, protects against spills, fluids, urine, accidents and more. Fits up...

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    $90.00
    $90.00 - $90.00
    $90.00
    $67.50
    $67.50 - $67.50
    $67.50
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  • Save 20% Save %
    $569.00
    $569.00 - $569.00
    $569.00
    $455.20
    $455.20 - $455.20
    $455.20

    Tuft & Needle Kin Medium Firm 10" Twin XL Adaptive Foam Mattress in a Box, Cooling Pressure Relief, Balanced Support, 100 Night Trial, Fiberglass-Free, CertiPUR-US, 10-Year Limited Warranty

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: WhiteFeatures: Responsibly Crafted — Each mattress is fiberglass-free, GreenGuard Gold screened for over 10,000 har...

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    $569.00
    $569.00 - $569.00
    $569.00
    $455.20
    $455.20 - $455.20
    $455.20
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    $110.00
    $110.00 - $110.00
    $110.00
    $82.50
    $82.50 - $82.50
    $82.50

    Tuft & Needle King Mattress Protector - Waterproof, Liquid-Proof, Sleeps Quiet, Fitted Sheet Style, Soft and Comfortable

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: WhiteFeatures: Premium Protection - Waterproof, protects against spills, fluids, urine, accidents and more. Fits up...

    View full details
    $110.00
    $110.00 - $110.00
    $110.00
    $82.50
    $82.50 - $82.50
    $82.50
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  • $195.00 - $195.00
    $195.00
    $195.00 - $195.00
    $195.00

    Tuft & Needle Metal Base Bed Frame for California King Mattress Simple Tool-Less Assembly | Powder-Coated Black Steel | 5-Year Warranty

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: BlackFeatures: BUILT FOR COMFORT: This base comes with side panels that prevent the box spring from sliding around ...

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    $195.00 - $195.00
    $195.00
    $195.00 - $195.00
    $195.00
    Buy Now
  • $175.00 - $175.00
    $175.00
    $175.00 - $175.00
    $175.00

    Tuft & Needle Metal Base Bed Frame for Full Mattress Simple Tool-Less Assembly | Powder-Coated Black Steel | 5-Year Warranty

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: BlackFeatures: BUILT FOR COMFORT: This base comes with side panels that prevent the box spring from sliding around ...

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    $175.00 - $175.00
    $175.00
    $175.00 - $175.00
    $175.00
    Buy Now
  • $195.00 - $195.00
    $195.00
    $195.00 - $195.00
    $195.00

    Tuft & Needle Metal Base Bed Frame for King Mattress Simple Tool-Less Assembly | Powder-Coated Black Steel | 5-Year Warranty

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: BlackFeatures: BUILT FOR COMFORT: This base comes with side panels that prevent the box spring from sliding around ...

    View full details
    $195.00 - $195.00
    $195.00
    $195.00 - $195.00
    $195.00
    Buy Now
  • $175.00 - $175.00
    $175.00
    $175.00 - $175.00
    $175.00

    Tuft & Needle Metal Base Bed Frame for Queen Mattress Simple Tool-Less Assembly | Powder-Coated Black Steel | 5-Year Warranty

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: BlackFeatures: BUILT FOR COMFORT: This base comes with side panels that prevent the box spring from sliding around ...

    View full details
    $175.00 - $175.00
    $175.00
    $175.00 - $175.00
    $175.00
    Buy Now
  • $145.00 - $145.00
    $145.00
    $145.00 - $145.00
    $145.00

    Tuft & Needle Metal Base Bed Frame for Twin Mattress Simple Tool-Less Assembly | Powder-Coated Black Steel | 5-Year Warranty

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: BlackFeatures: BUILT FOR COMFORT: This base comes with side panels that prevent the box spring from sliding around ...

    View full details
    $145.00 - $145.00
    $145.00
    $145.00 - $145.00
    $145.00
    Buy Now
  • $145.00 - $145.00
    $145.00
    $145.00 - $145.00
    $145.00

    Tuft & Needle Metal Base Bed Frame for Twin XL Mattress Simple Tool-Less Assembly | Powder-Coated Black Steel | 5-Year Warranty

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: BlackFeatures: BUILT FOR COMFORT: This base comes with side panels that prevent the box spring from sliding around ...

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    $145.00 - $145.00
    $145.00
    $145.00 - $145.00
    $145.00
    Buy Now
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    $120.00
    $120.00 - $120.00
    $120.00
    $90.00
    $90.00 - $90.00
    $90.00

    Tuft & Needle Premium Pillow, King Size with T&N Adaptive Foam, Sleeps Cooler & More Supportive Than Memory Foam Pillows, CertiPUR-US and Greenguard Gold Certified, 3-Year True Warranty

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: WhiteFeatures: ADAPTIVE FOAM: Constructed with T&N Adaptive Foam rather than outdated materials such as latex a...

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    $120.00
    $120.00 - $120.00
    $120.00
    $90.00
    $90.00 - $90.00
    $90.00
    Save 25% Save %
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  • Save 25% Save %
    $100.00
    $100.00 - $100.00
    $100.00
    $75.00
    $75.00 - $75.00
    $75.00

    Tuft & Needle Premium Pillow, Standard Size with T&N Adaptive Foam, Sleeps Cooler & More Supportive Than Memory Foam Pillows, CertiPUR-US and Greenguard Gold Certified, 3-Year True Warranty

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: WhiteFeatures: ADAPTIVE FOAM: Constructed with T&N Adaptive Foam rather than outdated materials such as latex a...

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    $100.00
    $100.00 - $100.00
    $100.00
    $75.00
    $75.00 - $75.00
    $75.00
    Save 25% Save %
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  • Save 25% Save %
    $90.00
    $90.00 - $90.00
    $90.00
    $67.50
    $67.50 - $67.50
    $67.50

    Tuft & Needle Queen Mattress Protector - Waterproof, Liquid-Proof, Sleeps Quiet, Fitted Sheet Style, Soft and Comfortable

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: WhiteFeatures: Premium Protection - Waterproof, protects against spills, fluids, urine, accidents and more. Fits up...

    View full details
    $90.00
    $90.00 - $90.00
    $90.00
    $67.50
    $67.50 - $67.50
    $67.50
    Save 25% Save %
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  • Save 25% Save %
    $80.00
    $80.00 - $80.00
    $80.00
    $60.00
    $60.00 - $60.00
    $60.00

    Tuft & Needle Twin Mattress Protector - Waterproof, Liquid-Proof, Sleeps Quiet, Fitted Sheet Style, Soft and Comfortable

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: WhiteFeatures: Premium Protection - Waterproof, protects against spills, fluids, urine, accidents and more. Fits up...

    View full details
    $80.00
    $80.00 - $80.00
    $80.00
    $60.00
    $60.00 - $60.00
    $60.00
    Save 25% Save %
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  • Save 25% Save %
    $80.00
    $80.00 - $80.00
    $80.00
    $60.00
    $60.00 - $60.00
    $60.00

    Tuft & Needle Twin XL Mattress Protector - Waterproof, Liquid-Proof, Sleeps Quiet, Fitted Sheet Style, Soft and Comfortable

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: WhiteFeatures: Premium Protection - Waterproof, protects against spills, fluids, urine, accidents and more. Fits up...

    View full details
    $80.00
    $80.00 - $80.00
    $80.00
    $60.00
    $60.00 - $60.00
    $60.00
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  • $195.00 - $195.00
    $195.00
    $195.00 - $195.00
    $195.00

    Tuft & Needle, Down Alternative Duvet Insert, Lightweight, Polyester Fill - Full/Queen

    Tuft & Needle
    Low stock

    Brand: Tuft & NeedleColor: LightweightFeatures: TWO DIFFERENT WEIGHTS - Customize your bed based on your preferences with two different duvet ...

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    $195.00 - $195.00
    $195.00
    $195.00 - $195.00
    $195.00
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Under $500 — Frequently Asked Questions

What under $500 brands does Lowest Cost Mattress Warehouse carry?

Our Under $500 selection includes Tuft & Needle, chosen for a balance of quality, comfort, and value. Browse the collection to compare styles and finishes side by side.

How do I choose the right under $500?

Measure where the under $500 will go, then check your doorways, hallways, and stairwells to be sure it will fit inside. Think about how it will be used and by whom — homes with kids or pets do best with durable, easy-clean materials — and match the color, finish, and scale to what you already own. Want a second opinion? Just contact us.

Do you deliver under $500 items?

Yes. We deliver throughout our local service area and, in most cases, will bring your under $500 inside and place it where you want it. See our shipping & delivery policy for timelines, or contact us for a quote and an estimated delivery window.

Can I finance a under $500?

Yes. We offer financing options on qualifying purchases, often with promotional low- or no-interest plans. Ask us about prequalifying so you can shop with a budget in mind.

Does my under $500 come with a warranty?

Most pieces are covered by the manufacturer's warranty, which typically protects against defects in materials and workmanship for a period that varies by brand and product. Keep your order confirmation as proof of purchase, and contact us if you ever need to file a claim — we'll help you work with the manufacturer.

What if my under $500 arrives damaged?

Inspect it at delivery, and if anything isn't right, note it on the paperwork, snap a few photos, and contact us immediately. We'll coordinate a repair, replacement part, or return under our return policy.

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