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Under $500

Shop our Mattresses Under $500 Collection at Lowest Cost Mattress — where budget-friendly comfort meets quality sleep. Perfect for guest rooms, first apartments, or anyone looking for a great night’s rest without overspending.

Affordable Mattresses That Deliver
Our under-$500 mattresses are designed to provide reliable comfort, pressure relief, and support. Choose from memory foam, hybrid, and innerspring models that prove you don’t need to spend thousands to sleep well.

Sizes for Every Sleeper
Find options in twin, full, queen, and even king sizes — all priced under $500. Whether you’re shopping for kids, teens, or adults, these mattresses fit both your budget and your lifestyle. 

Trusted Brands at Lower Prices.
Enjoy savings on mattresses from Nectar, Ashley, Serta, and more. We bring you the same brands you know from retail stores, but at a fraction of the cost.

Fast Delivery & Flexible Payments.
Order today and get your new mattress shipped quickly to your door. With easy financing, you can bring home better sleep now and pay overtime — only at Lowest Cost Mattress.

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  • Product image
    Nealington Pillow (Set of 4) image
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    $205.75
    $205.75 - $205.75
    $205.75
    $158.27
    $158.27 - $158.27
    $158.27

    Nealington Pillow (Set of 4)

    Ashley Furniture

    Bring some of your natural sensibilities indoors with this pillow. The handwoven stripe design in neutral hues stuns with its simplicity. Brimming ...

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    $205.75
    $205.75 - $205.75
    $205.75
    $158.27
    $158.27 - $158.27
    $158.27
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    $71.14
    $71.14 - $71.14
    $71.14
    $54.72
    $54.72 - $54.72
    $54.72

    Nealton Pillow

    Ashley Furniture

    Sometimes all it takes to refresh your look are some well-chosen accessories. This accent pillow spruces your space with a relaxed sense of boho be...

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    $71.14
    $71.14 - $71.14
    $71.14
    $54.72
    $54.72 - $54.72
    $54.72
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  • Product image
    Nealton Pillow (Set of 4) image
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    $227.98
    $227.98 - $227.98
    $227.98
    $175.37
    $175.37 - $175.37
    $175.37

    Nealton Pillow (Set of 4)

    Ashley Furniture

    Sometimes all it takes to refresh your look are some well-chosen accessories. This accent pillow spruces your space with a relaxed sense of boho be...

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    $227.98
    $227.98 - $227.98
    $227.98
    $175.37
    $175.37 - $175.37
    $175.37
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  • Save up to 49% Save %
    $1,131.00 - $2,064.00
    $1,131.00 - $2,064.00
    $1,131.00
    $499.00 - $1,049.00
    $499.00 - $1,049.00
    $499.00

    Nectar Classic Hybrid Mattress

    Nectar

    Meet the award-winning Nectar—the better mattress for better mornings. With multiple unique layers of sweet comfort and support, the Nectar Classic...

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    $1,131.00 - $2,064.00
    $1,131.00 - $2,064.00
    $1,131.00
    $499.00 - $1,049.00
    $499.00 - $1,049.00
    $499.00
    Save up to 49% Save %
  • Save up to 58% Save %
    $1,081.00 - $2,131.00
    $1,081.00 - $2,131.00
    $1,081.00
    $349.00 - $899.00
    $349.00 - $899.00
    $349.00

    Nectar Classic Memory Foam Mattress

    Nectar

    Meet the award-winning Nectar—the better mattress for better mornings. With multiple unique layers of sweet comfort and support, the Nectar Classic...

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    $1,081.00 - $2,131.00
    $1,081.00 - $2,131.00
    $1,081.00
    $349.00 - $899.00
    $349.00 - $899.00
    $349.00
    Save up to 58% Save %
  • Save up to 23% Save %
    $367.59 - $490.98
    $367.59 - $490.98
    $367.59
    $282.76 - $377.68
    $282.76 - $377.68
    $282.76

    Nectar Upholstered Frame Bed

    Nectar

    California King Platform Bed Specifications Specifications Details Brand Name Nectar Material Fabric Lifestyle Traditional Bed Size Califor...

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    $367.59 - $490.98
    $367.59 - $490.98
    $367.59
    $282.76 - $377.68
    $282.76 - $377.68
    $282.76
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  • Product image
    Nedman Accent Table with Speaker image
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    $409.28
    $409.28 - $409.28
    $409.28
    $314.83
    $314.83 - $314.83
    $314.83

    Nedman Accent Table with Speaker

    Ashley Furniture

    Discover the perfect combination of contemporary style and space-saving functionality. This accent table is designed with an integrated speaker (co...

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    $409.28
    $409.28 - $409.28
    $409.28
    $314.83
    $314.83 - $314.83
    $314.83
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  • Product image
    Neymorton Dining Chair image
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    $187.58
    $187.58 - $187.58
    $187.58
    $144.29
    $144.29 - $144.29
    $144.29

    Neymorton Dining Chair

    Ashley Furniture

    This dining chair is the perfect blend of casual and contemporary styles. Its easy-clean Next-Gen Nuvella™ upholstery remains vibrant and resists s...

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    $187.58
    $187.58 - $187.58
    $187.58
    $144.29
    $144.29 - $144.29
    $144.29
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  • Product image
    Numund Accent Chair image
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    $527.72
    $527.72 - $527.72
    $527.72
    $405.94
    $405.94 - $405.94
    $405.94

    Numund Accent Chair

    Ashley Furniture

    This accent chair is effortlessly elevated with its sleek, clean lines. Caramel faux leather gives your space a luxe vibe while keeping the price w...

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    $527.72
    $527.72 - $527.72
    $527.72
    $405.94
    $405.94 - $405.94
    $405.94
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  • Oasis Court Pillow image
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    $60.65
    $60.65 - $60.65
    $60.65
    $46.65
    $46.65 - $46.65
    $46.65

    Oasis Court Pillow

    Ashley Furniture

    This replacement pillow is made with Nuvella® (solution-dyed polyester) high-performance fabric. Specifications Specifications Details Brand Name...

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    $60.65
    $60.65 - $60.65
    $60.65
    $46.65
    $46.65 - $46.65
    $46.65
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    $56.32
    $56.32 - $56.32
    $56.32
    $43.32
    $43.32 - $43.32
    $43.32

    Orensburgh Pillow

    Ashley Furniture

    Add a colorful aesthetic to your space with this pillow. Sure to please with its chic striped design, this pillow is simple yet striking. Whether i...

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    $56.32
    $56.32 - $56.32
    $56.32
    $43.32
    $43.32 - $43.32
    $43.32
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  • Product image
    Orensburgh Pillow (Set of 4) image
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    $173.64
    $173.64 - $173.64
    $173.64
    $133.57
    $133.57 - $133.57
    $133.57

    Orensburgh Pillow (Set of 4)

    Ashley Furniture

    Add a colorful aesthetic to your space with this pillow. Sure to please with its chic striped design, this pillow is simple yet striking. Whether i...

    View full details
    $173.64
    $173.64 - $173.64
    $173.64
    $133.57
    $133.57 - $133.57
    $133.57
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    $50.14 - $153.88
    $50.14 - $153.88
    $50.14
    $38.57 - $118.37
    $38.57 - $118.37
    $38.57

    Paulmour Pillow (Set of 4)

    Ashley Furniture

    Classic? Absolutely. Specifications▶ Specifications Details Brand Name Signature Design by Ashley Material Fabric Lifestyle Traditional Sha...

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    $50.14 - $153.88
    $50.14 - $153.88
    $50.14
    $38.57 - $118.37
    $38.57 - $118.37
    $38.57
    Save up to 23% Save %
  • Product image
    Peacemaker Accent Chair image
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    $583.30
    $583.30 - $583.30
    $583.30
    $448.69
    $448.69 - $448.69
    $448.69

    Peacemaker Accent Chair

    Ashley Furniture

    Find the perfect balance of high style and plush comfort with this accent chair. Its ultra-linear metal frame and box seat cushion styling are sure...

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    $583.30
    $583.30 - $583.30
    $583.30
    $448.69
    $448.69 - $448.69
    $448.69
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  • Product image
    Peak 2.0 10 Hybrid Mattress image
    Save up to 23% Save %
    $363.66 - $698.41
    $363.66 - $698.41
    $363.66
    $279.74 - $537.24
    $279.74 - $537.24
    $279.74

    Peak 2.0 10 Hybrid Mattress

    Ashley Furniture

    Pure sleep perfection. With this hybrid twin mattress, restorative rest is easier than ever. You can snooze soundly on its layers of comforting qui...

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    $363.66 - $698.41
    $363.66 - $698.41
    $363.66
    $279.74 - $537.24
    $279.74 - $537.24
    $279.74
    Save up to 23% Save %
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    $446.36 - $804.75
    $446.36 - $804.75
    $446.36
    $343.35 - $619.04
    $343.35 - $619.04
    $343.35

    Peak 2.0 10 Memory Foam Mattress

    Ashley Furniture

    Pure sleep perfection. With this California king mattress, restorative rest is easier than ever. Its high-density memory foam conforms to your body...

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    $446.36 - $804.75
    $446.36 - $804.75
    $446.36
    $343.35 - $619.04
    $343.35 - $619.04
    $343.35
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  • Product image
    Peak 2.0 12 Hybrid Mattress image
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    $418.80 - $753.55
    $418.80 - $753.55
    $418.80
    $322.15 - $579.65
    $322.15 - $579.65
    $322.15

    Peak 2.0 12 Hybrid Mattress

    Ashley Furniture

    Pure sleep perfection. With this hybrid California king mattress, restorative rest is easier than ever. You can snooze soundly on its layers of com...

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    $418.80 - $753.55
    $418.80 - $753.55
    $418.80
    $322.15 - $579.65
    $322.15 - $579.65
    $322.15
    Save up to 23% Save %
  • Product image
    Peak 2.0 12 Memory Foam Mattress image
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    $596.01 - $894.02
    $596.01 - $894.02
    $596.01
    $458.47 - $687.71
    $458.47 - $687.71
    $458.47

    Peak 2.0 12 Memory Foam Mattress

    Ashley Furniture

    Pure sleep perfection. With this twin mattress, restorative rest is easier than ever. Its high-density memory foam conforms to your body, deliverin...

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    $596.01 - $894.02
    $596.01 - $894.02
    $596.01
    $458.47 - $687.71
    $458.47 - $687.71
    $458.47
    Save up to 23% Save %
  • Product image
    Peak 2.0 8 Memory Foam Mattress image
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    $387.27 - $745.67
    $387.27 - $745.67
    $387.27
    $297.90 - $573.59
    $297.90 - $573.59
    $297.90

    Peak 2.0 8 Memory Foam Mattress

    Ashley Furniture

    Pure sleep perfection. With this twin mattress, restorative rest is easier than ever. Its high-density memory foam conforms to your body, deliverin...

    View full details
    $387.27 - $745.67
    $387.27 - $745.67
    $387.27
    $297.90 - $573.59
    $297.90 - $573.59
    $297.90
    Save up to 23% Save %
  • Product image
    Peak 2.0 Bonnell Mattress image
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    $278.32 - $614.39
    $278.32 - $614.39
    $278.32
    $214.09 - $472.61
    $214.09 - $472.61
    $214.09

    Peak 2.0 Bonnell Mattress

    Ashley Furniture

    Pure sleep perfection. With this full mattress, restorative rest is easier than ever. You can snooze soundly on its layers of comforting quilt foam...

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    $278.32 - $614.39
    $278.32 - $614.39
    $278.32
    $214.09 - $472.61
    $214.09 - $472.61
    $214.09
    Save up to 23% Save %
  • Product image
    Perrenton Rug image
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    $316.90
    $316.90 - $316.90
    $316.90
    $243.77
    $243.77 - $243.77
    $243.77

    Perrenton Rug

    Ashley Furniture

    This exquisitely hand-tufted rug invites you to indulge in marvelously modern style. Its warm, earthy palette and geometric design give you a beaut...

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    $316.90
    $316.90 - $316.90
    $316.90
    $243.77
    $243.77 - $243.77
    $243.77
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  • Product image
    Perringhill Table Lamp image
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    $183.27
    $183.27 - $183.27
    $183.27
    $140.98
    $140.98 - $140.98
    $140.98

    Perringhill Table Lamp

    Ashley Furniture

    Brighten up your space with the handcrafted artisanal feel of this table lamp. A distressed white finish gives it an any-room neutrality, while the...

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    $183.27
    $183.27 - $183.27
    $183.27
    $140.98
    $140.98 - $140.98
    $140.98
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  • Petal Road Pillow image
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    $50.78
    $50.78 - $50.78
    $50.78
    $39.06
    $39.06 - $39.06
    $39.06

    Petal Road Pillow

    Ashley Furniture

    This replacement pillow is made with Nuvella® (solution-dyed polyester) high-performance fabric. Specifications Specifications Details Brand Name...

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    $50.78
    $50.78 - $50.78
    $50.78
    $39.06
    $39.06 - $39.06
    $39.06
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  • Product image
    Poincilana 5' x 7' Rug image
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    $262.56
    $262.56 - $262.56
    $262.56
    $201.97
    $201.97 - $201.97
    $201.97

    Poincilana 5' x 7' Rug

    Ashley Furniture

    With its cool take on snakeskin, this area rug has us floored with an ultra-contemporary sense of style. Richly understated, the muted palette keep...

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    $262.56
    $262.56 - $262.56
    $262.56
    $201.97
    $201.97 - $201.97
    $201.97
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Under $500 — Frequently Asked Questions

What under $500 brands does Lowest Cost Mattress Warehouse carry?

Our Under $500 selection includes Ashley Furniture, Nectar, chosen for a balance of quality, comfort, and value. Browse the collection to compare styles and finishes side by side.

How do I choose the right under $500?

Measure where the under $500 will go, then check your doorways, hallways, and stairwells to be sure it will fit inside. Think about how it will be used and by whom — homes with kids or pets do best with durable, easy-clean materials — and match the color, finish, and scale to what you already own. Want a second opinion? Just contact us.

Do you deliver under $500 items?

Yes. We deliver throughout our local service area and, in most cases, will bring your under $500 inside and place it where you want it. See our shipping & delivery policy for timelines, or contact us for a quote and an estimated delivery window.

Can I finance a under $500?

Yes. We offer financing options on qualifying purchases, often with promotional low- or no-interest plans. Ask us about prequalifying so you can shop with a budget in mind.

Does my under $500 come with a warranty?

Most pieces are covered by the manufacturer's warranty, which typically protects against defects in materials and workmanship for a period that varies by brand and product. Keep your order confirmation as proof of purchase, and contact us if you ever need to file a claim — we'll help you work with the manufacturer.

What if my under $500 arrives damaged?

Inspect it at delivery, and if anything isn't right, note it on the paperwork, snap a few photos, and contact us immediately. We'll coordinate a repair, replacement part, or return under our return policy.

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